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Current CGIF Yields

CGIF Certificate of Participation Yields

Type Yield
Demand Certificates 1.70%
Loan Reserve Certificates 0.65%
   
Time Certificates*  
1 Year Time Certificate 2.20%
3 Year Time Certificate 2.70%
5 Year Time Certificate 3.15%
7 Year Time Certificate 3.55%

As of November 1, 2018

All Certificates with a balance over $100,000 receive an additional 0.10%  on the yield. Yields are subject to change.  You may add to an existing Time Certificate at any time.

CGIF is available to individuals as well as churches and corporations who are members of a limited class of investors.  CGIF is offered by prospectus only.  For a prospectus, click here  or contact us at (904) 345-3221.

Any Time Certificate issued after October 1, 2014 includes a one-time "Raise The Rate" feature.  During the term of your Time Certificate, if yields go up on a like term Time Certificate, you can notify us in writing that you would like to "Raise The Rate" and we will raise the yield to the current yield for the  remaining term of your Time Certificate.  This feature is available one time for each Time Certificate and is available for a limited time.